The blocked account, calculated.

Blocked account, answered.

What is a blocked account (Sperrkonto)?

It is how Germany asks most international students to prove living funds: you deposit a fixed amount — set by the German authorities per month of your stay — into a special account before the visa, and after arrival the account releases roughly that monthly amount back to you. It is proof of funds and a built-in budget at the same time.

How much money do I need in the blocked account?

The requirement is a fixed monthly figure multiplied by the months of your intended stay — most first-year files cover 12 months. The figure is revised periodically by the German authorities, so always confirm the current amount with the German mission or your blocked-account provider before filing; the calculator on this page shows the calculation and an indicative rupee conversion.

Is the blocked account the only cost for a Germany study visa?

No. Budget separately for health insurance, the university semester contribution (public universities usually charge a semester fee rather than tuition), the visa fee, travel, and first-month setup costs. Public-university tuition itself is low or zero for most programs — which is exactly why Germany is worth comparing against Canada or the UK before you decide.

Which blocked-account provider should I use?

Providers commonly used by Indian students include Expatrio, Fintiba and Coracle. Requirements and processing differ slightly, and the mission must accept the confirmation format — we help you open the right one correctly as part of building the full visa file, so the funds proof never becomes the weak point.

Does a blocked account guarantee the visa?

No — no single document does, and no honest consultant guarantees a visa. The blocked account satisfies the funds requirement; the officer still weighs your admission, academic story, language preparation and intent. The decision always rests with the visa officer.