MaltaOpen · permanent residence from day one · contribution-based, not investment-based
Malta offers something different from Portugal or Greece. You do not make an investment and then wait until year five for permanent residence. You get a residence certificate with no end date right at the start, in an English-speaking EU country. In return, you pay mostly government fees that you never get back. For some Indian families this trade is perfect. For others it is wrong. It is worth understanding the difference before you look at the numbers.
Every claim below is checkable — tap any of them
Punjab Government licence
No. 849/DC/PTA/PLA/LC‑3/2024
How to verify it
Registered private limited company
Pro Lifeset Overseas Private Limited · CIN U52291PB2024PTC060508 · since 2024
Check on MCA
5.0 on Google
109 reviews on our Google Business Profile
Read them on Google
A real office in Patiala
Shop No. 2, Nabha Road · walk in, Mon–Sat
Office & directions
Fixed, all-in fees
GST included; embassy and VFS fees at cost
See every price
Is this you?
If one of these is you, the fastest way forward is a call: +91 91155 80911.
The ways in
€14,000 a year minimum rent
Hold: Five years, then any address
This route needs less cash. With the fixed fees added, an Indian family can hold Maltese permanent residence for well under €200,000 in total over five years. The rent is the only part that is not a fee.
Fits: Families optimising for cash outlay rather than an asset
€375,000 minimum
Hold: Five years, then may be sold
The government fees are the same as for renting. After five years the property is yours to keep or sell, so part of the cost becomes an asset. Under the 2025 rules there is no difference between the main island and Gozo.
Fits: Families who want an asset in the mix and can meet the capital test
The facts, checked 2026-09-05
Where families lose money and years
Malta’s permanent residence is only that — residence. The separate citizenship-by-investment route was ended after the EU court ruling in 2025. Citizenship now needs years of real residence. If a Maltese passport is what you want, this programme alone will not give it.
A net worth of ₹6 crore that sits in undervalued family land and cash is real, but hard to prove. Malta rejects files it cannot verify, and the first €15,000 is not returned.
Two sets of parents add €30,000 in fees, four police certificates and four health policies — before rent. Decide who is included before the file is opened. Adding people later is slower and costs more.
Over five years the minimum rent is €70,000, on top of the €99,000 in fees. It costs less cash than buying for €375,000, but none of it comes back to you.
The India side nobody explains
The €60,000 administration fee, the €37,000 contribution and the €2,000 donation are not refundable. They are sent under LRS as payment for services, not as investment. This changes the TCS rate your bank applies and the purpose code on the A2 form. Afterwards there is no foreign asset to declare, because you own nothing. That is simpler than a fund. It is also money that is gone for good.
Malta wants to see €500,000 of net assets, of which €150,000 must be liquid (cash or easily sold), and you must keep this for the first five years. For most Indian families that means property in India plus bank and mutual-fund holdings. You prove it with valuation reports, bank certificates and statements — translated where needed, and matching your tax returns. The problem is usually the proof, not the wealth.
Each adult dependant beyond the spouse and minor children costs another €7,500. Every person needs their own police certificate and health cover. You can bring both sets of parents, and this is often why Indian families choose Malta. It is also where the budget quietly grows.
Malta is known for its strict checks, and they are thorough. Income from a private company, farm income, sale of family land, and family gifts are all acceptable. But each one needs a clean paper trail from where it started to the transfer abroad. We build that trail before anything is filed.
How it goes, with us
Rent or buy, which dependants to include, and whether you can prove the asset test — not just meet it. We tell you plainly if Malta is the wrong fit.
Bank statements, tax returns, sale deeds and business accounts are put together into a story that a Maltese compliance officer can follow without asking questions.
The application must go through an agent licensed by Residency Malta. The first €15,000 of the administration fee is paid when it is submitted.
Three to seven months of checks on every adult applicant. When you get approval in principle, the remaining €45,000 and the €37,000 contribution become due.
Rent or buy the qualifying property, take out health insurance, and make the €2,000 donation.
You visit Malta for biometrics. The residence certificate and cards follow. After five years, the property and asset conditions no longer apply.
What it costs
Administration fee
€15,000 on submission, €45,000 on approval in principle
€60,000
Government contribution
On approval in principle; same for rent or purchase
€37,000
Donation to a registered Maltese NGO
€2,000
Property
Held or leased for five years
€375,000 purchase or €14,000 a year rent
Additional adult dependants
Parents, grandparents, adult children
€7,500 each
Licensed agent, health insurance, translations
Quoted in Malta
Our own fee is fixed and quoted after the first call, with 18% GST included. Government and third-party costs are paid at cost.
Yes. The MPRP gives you a residence certificate with no end date on approval, as long as you keep the qualifying property and the asset level for the first five years. The status itself is not renewed every year or every five years. The residence card is reissued from time to time, but only as a document.
Fixed fees of about €99,000 — the €60,000 administration fee, the €37,000 contribution and a €2,000 donation. Add either a property purchase of at least €375,000 or a lease of at least €14,000 a year for five years. Then add €7,500 for each extra adult dependant, plus the agent’s fees and insurance.
No minimum stay is needed to keep the status. Many holders use Malta as a Schengen base and an EU address for their children’s education while they carry on living in India.
Yes. Parents and grandparents of both the main applicant and the spouse can be included if they mainly depend on you. It costs €7,500 for each extra adult.
No, this programme does not give one. Citizenship in Malta needs long, real residence, and the government decides case by case. Treat the MPRP as residence, and choose it for that reason.
The application must be submitted by an agent licensed by Residency Malta. We prepare the Indian side — proof of where the money came from, apostilled documents, and proof for the asset test. We plan the transfers, and we work with the licensed Maltese agent who files.
Other Malta visas: see the Malta page.
Checked 2026-09-05 against: Residency Malta Agency — MPRP · Court of Justice of the EU — Commission v Malta, April 2025 · RBI — Liberalised Remittance Scheme. Rules change; we re-check before any filing.
