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Pro Lifeset OverseasPrivate Limited

United Arab EmiratesOpen — property, investment, entrepreneur, talent, executive and student tracks.

A ten-year UAE Golden Visa: buy AED 2 million of Dubai property, or qualify on your profession

Do you actually need to buy anything? That is the first question we ask every doctor, engineer and IT specialist who calls about the UAE Golden Visa, because the talent track is approved on your credentials, not your bank balance. For business families, the property track is straightforward: a title-deed value of AED 2,000,000 or more, a mortgage permitted with the bank’s consent, and a visa that stays valid even if you spend most of the year in Punjab. Three hours from Delhi, no personal income tax, and children of any age on your sponsorship. What it is not: citizenship, or a door to Europe.

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Starts at
AED 2,000,000
title-deed value of Dubai property — or zero, on the talent track
Visa term
Ten years, renewable
Minimum stay
None — and unlike ordinary UAE residence, six months abroad does not cancel it

Every claim below is checkable — tap any of them

Is this you?

  • Our family trades with the Gulf and we want a Dubai flat that also gives all of us a ten-year status, without having to live there.
  • I am a doctor with a strong CV and I have been told I might qualify for a golden visa without buying property — is that true for me?
  • Both my children work in Dubai and we want to be near them for months at a time without visa runs.
  • I want a second home three hours from Delhi where my money is not taxed on income and my kids of any age stay on my sponsorship.

If one of these is you, the fastest way forward is a call: +91 91155 80911.

The ways in

How your money qualifies for United Arab Emirates

Real-estate investor

AED 2,000,000 total title-deed value

Hold: Keep the property — selling it drops the visa at renewal

Ready or off-plan from approved developers; one property or several combined. Mortgaged property qualifies with a no-objection letter from the bank. In Dubai the application runs through the Dubai Land Department and, as of 2026, the test is the title-deed value regardless of outstanding mortgage.

Fits: Business families wanting a Gulf second home and a base near children working in Dubai.

Investor in public investments

AED 2,000,000 in an accredited UAE fund or as company capital, or AED 250,000 a year in tax

Hold: Maintained through the visa term

The fund must be accredited. Company capital at this level usually means a real operating business.

Fits: Investors who prefer financial assets to bricks.

Entrepreneur

An SME with at least AED 1,000,000 annual revenue, or an approved project or incubator endorsement

Hold: Business must stay active

Assessed on the business, not on personal wealth.

Fits: Founders already trading in or through the UAE.

Specialised talent, executives and students

No investment — approval or endorsement by the relevant UAE authority; executives need a salary of at least AED 50,000 a month

Hold: Ten years, renewable

Doctors go through the health authority, scientists, engineers in priority fields, inventors, creatives, athletes and PhD holders through their own bodies. Outstanding students and graduates have a separate track.

Fits: Indian professionals whose CV, not chequebook, does the work.

The facts, checked 2026-09-05

Visa term
Ten years, renewable
Minimum stay
None — and unlike ordinary UAE residence, six months abroad does not cancel it
Sponsorship
Spouse and children of any age, plus domestic staff; no UAE sponsor needed
Citizenship
Not available — the UAE has no citizenship-by-investment; this is residence only
Personal tax
No personal income tax in the UAE
Business tax
Corporate tax 9% on profits above AED 375,000; VAT 5%
Processing
Typically two to three weeks from a complete file
Dubai property-route fees
About AED 9,900–10,100 all-in (2026 indicative); salary and talent routes about AED 4,700

Where families lose money and years

Paying for a “guaranteed” visa

No agent can guarantee a golden visa; the authority decides. If someone is charging a premium for certainty, you are paying for a word, not an outcome.

Off-plan from an unapproved developer

Dubai’s RERA escrow rules protect off-plan buyers — but the visa track needs an approved developer. A cheap launch from the wrong developer can leave you with neither protection nor a visa.

Mistaking the visa for a passport or for Europe

Ten years of residence is not citizenship, and the UAE offers no citizenship-by-investment. It also gives no European travel rights. Families who want an EU foothold should be looking at Portugal or Greece instead.

Selling the flat, or hiding it

Sell the qualifying property and the visa falls away at renewal. Keep it and forget to declare it in your Indian return, and you have an undisclosed foreign asset. Both are avoidable with a calendar and a CA.

Talk to us

Get your United Arab Emirates route on one call

Only a call can tell you whether your profession qualifies you for free, or how your family splits AED 2 million across LRS limits — and what moving to Dubai would do to your Indian tax status.

Call now · +91 91155 80911

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The India side nobody explains

AED 2 million is more than two LRS limits

AED 2,000,000 is roughly US$545,000, above two annual US$250,000 LRS allowances. For a resident Indian family it becomes a couple remitting across two financial years, or three adults in one. The money goes out under purpose code S0005 for overseas property. If you already live in the UAE as an NRI and use your own overseas income, LRS does not come into it at all.

TCS applies to residents, not to NRI income

Resident Indians pay 20% tax collected at source on LRS remittances above ₹10 lakh in a financial year for investment purposes from 1 April 2026. It is recoverable through your return, but it must be funded upfront on top of the property price. NRIs remitting their own Gulf earnings are outside this.

Dubai rent is taxed in India, with nothing to credit

If you stay an Indian tax resident, rent from the Dubai flat is taxable in India. Because the UAE levies no income tax, there is no foreign tax to set off. The property also goes into Schedule FA of your Indian return every year. Leaving it out is the most common mistake we see among Punjab buyers.

Moving there changes your Indian status

Spend enough days in the UAE and your Indian residential status changes under the day-count rules, which changes how your Indian income is taxed. That is a chartered-accountant conversation before you sign a lease, not after. On the purchase itself, off-plan buys in Dubai are protected by RERA escrow rules — but only with approved developers.

How it goes, with us

  1. 1

    Track call

    We work out whether you qualify without spending — talent, executive or entrepreneur — or whether the property track is the right fit, and how many LRS limits your family can bring to bear.

  2. 2

    Qualify the asset or the credential

    For property: an approved developer, a title-deed value of AED 2 million or more, and a bank no-objection letter if mortgaged. For talent: the endorsement route through the right UAE authority.

  3. 3

    Remit under LRS

    Funds move from India under S0005 with TCS budgeted, sequenced across the financial years your family needs.

  4. 4

    File with the Dubai Land Department or the federal authority

    Property applications in Dubai run through the DLD; other tracks through the federal identity authority. Medical test, Emirates ID and residence confirmation follow.

  5. 5

    Approval and sponsorship

    Processing typically takes two to three weeks from a complete file. Spouse, children of any age and domestic staff are added on your sponsorship.

  6. 6

    Indian filings every year

    Schedule FA, Dubai rent in the Indian return, and a residential-status check with your CA if your time in the UAE grows.

What it costs

Property (investor track)

AED 2,000,000 minimum title-deed value

Medical test

AED 700

Emirates ID (ten years)

AED 1,153

Residence permit confirmation

About AED 2,857

Dubai Land Department fees

Property route only

AED 4,020

All-in government fees

Indicative 2026 totals including administrative fees

About AED 9,900–10,100 property route; about AED 4,700 salary and talent routes

Our own fee is fixed and quoted after the first call, with 18% GST included. Government and third-party costs are paid at cost.

What we do here, and what we do not

  • Identify which track you qualify for — including whether your profession removes the need to buy
  • Plan LRS remittances, TCS cash and S0005 coding for a resident-Indian buyer with your CA
  • Prepare the Indian side of the file and coordinate with the Dubai developer, bank and application channel
  • Keep your family on the right side of Schedule FA and Indian residential-status rules each year
  • We are not Dubai property brokers or developers and earn nothing from any purchase
  • We do not give Indian or UAE tax advice — your chartered accountant does, with us alongside
  • We cannot guarantee the authority’s decision or the processing time

Questions people ask us about UAE Golden Visa

  • Yes, if you qualify on the talent, executive, entrepreneur or student tracks. Doctors, scientists, engineers in priority fields, inventors, creatives, athletes and PhD holders are approved by endorsement from the relevant UAE authority. Executives need a salary of at least AED 50,000 a month.

  • It can. Mortgaged property qualifies with a no-objection letter from the bank, and in Dubai the 2026 test is the title-deed value of AED 2 million or more regardless of how much of the loan is outstanding.

  • There is no minimum stay. Ordinary UAE residence lapses after more than six months abroad; the golden visa does not. That is why it works as a second home for families who mostly live in Punjab.

  • Yes. Golden visa holders sponsor a spouse and children of any age, and domestic staff. No UAE sponsor is needed for you.

  • Under the RBI’s LRS at US$250,000 per person per financial year, coded S0005 for property. AED 2 million is roughly US$545,000, so a couple would typically remit across two years or three adults in one. Twenty per cent TCS applies above ₹10 lakh for resident Indians and is recovered through the return.

  • Not in the UAE, which has no personal income tax. But if you remain an Indian tax resident the rent is taxable in India, with nothing to credit. If you move to the UAE, your Indian residential status can change under the day-count rules — speak to your CA before deciding where you will live.

  • No. There is no citizenship-by-investment in the UAE. The golden visa is a ten-year renewable residence, nothing more, and it gives no rights in Europe.

  • On the Dubai property route the government fees total about AED 9,900–10,100 in 2026, including the medical test, ten-year Emirates ID, residence confirmation and Dubai Land Department charges. The salary and talent routes total roughly AED 4,700.

Compare with

Other United Arab Emirates visas: see the United Arab Emirates page.

Checked 2026-09-05 against: UAE Government portal — Golden Visa · Dubai Land Department · Federal Authority for Identity, Citizenship, Customs and Port Security. Rules change; we re-check before any filing.

Ready to talk about UAE Golden Visa? One call decides your route.

Call +91 91155 80911WhatsApp us