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United StatesOpen. In the September 2026 Visa Bulletin the rural, high-unemployment and infrastructure set-aside categories have no waiting line for Indian nationals. The unreserved category is not available for India for the rest of fiscal year 2026.

A US green card for your whole family through EB-5 — without the long Indian waiting line

Think of your Sunday video call with your daughter in her US college flat. She is on an F-1 student visa. She finishes in two years. The question nobody asks out loud is: what happens after that? EB-5 answers it. You invest US$800,000 in an approved project, file one petition, and the green card covers you, your wife or husband, and every unmarried child under 21 at the time of filing. In 2026 the rural set-aside is the one EB-5 lane with no waiting line for Indians. The hard part is the money side, and that is the part we handle from India.

Starts at
US$800,000
in a rural or high-unemployment area project; US$1,050,000 elsewhere. Both amounts go up with inflation from 1 January 2027.
What you get
A conditional two-year green card for the investor, spouse and unmarried children under 21 at filing; Form I-829 then removes the conditions
Job test
Your investment must create at least ten full-time jobs in the US

Every claim below is checkable — tap any of them

Is this you?

  • My son or daughter is studying in the US on an F-1 visa and I want their future settled before they finish.
  • I run a business in India with more than US$1 million in liquid assets and I want a permanent US base for the family.
  • I am an engineer, doctor or IT professional in the US stuck in the H-1B and EB-2 backlog and I can fund US$800,000.
  • I am an NRI in the Gulf with savings already outside India and I want a status that does not depend on my employer.

If one of these is you, the fastest way forward is a call: +91 91155 80911.

The ways in

How your money qualifies for United States

Rural set-aside (regional-centre project)

US$800,000

Hold: The money stays at risk until the jobs are proven and the conditions are removed

Twenty per cent of EB-5 visas each year are kept for rural projects. No waiting line for India in the September 2026 Visa Bulletin, and USCIS gives these cases priority. Industry data shows I-526E decisions in about 8–15 months for rural cases.

Fits: Families who want the shortest EB-5 line open to Indians in 2026

High-unemployment area set-aside

US$800,000

Hold: Same at-risk period as any EB-5 investment

Ten per cent of visas are kept for projects in high-unemployment areas. Also no waiting line for India, but no priority processing, so the average petition wait applies.

Fits: Investors who prefer a city project and can accept a longer wait

Infrastructure set-aside

US$800,000

Hold: Same at-risk period

Two per cent of visas. Few projects exist, but this category also has no waiting line for Indian nationals as of September 2026.

Unreserved category

US$1,050,000 (or US$800,000 in a TEA)

Hold: Same at-risk period

Not available for India for the rest of fiscal year 2026 because of a long backlog. We do not advise Indian families to file here in 2026.

Fits: Not advised for Indian nationals this year

The facts, checked 2026-09-05

What you get
A conditional two-year green card for the investor, spouse and unmarried children under 21 at filing; Form I-829 then removes the conditions
Job test
Your investment must create at least ten full-time jobs in the US
Visas a year
About 10,000, with 20% kept for rural, 10% for high-unemployment and 2% for infrastructure projects
Government fees
Form I-526E US$11,160 (fee schedule from April 2024); Form I-829 US$9,525
Petition time
Industry data, September 2026: about 35 months on average for regional-centre I-526E petitions; about 8–15 months for rural priority cases
After approval
National Visa Center and US consulate steps for applicants in India, about 6–12 months more
Amount change
US$800,000 and US$1,050,000 go up with inflation from 1 January 2027; the practical last date to file at today’s amounts is 30 September 2026
Citizenship
Possible after five years as a permanent resident; India does not allow dual citizenship, so many families keep the green card and take OCI later if they become US citizens

Where families lose money and years

Picking the project the agent likes

Commission decides many Indian EB-5 choices. If the project does not create ten jobs, the green card fails and the money can be lost with it. Ask who is paying whom before you ask about returns.

Filing in the unreserved category

For Indian nationals the unreserved line is counted in decades, and it is not available for the rest of fiscal year 2026. Anyone sending you there without explaining the set-asides is not working for you.

Believing “green card in 12 months”

Rural priority cases have taken about 8–15 months at the petition stage, but the consulate stage adds 6–12 months after that. The full time is longer than the brochure says, and the authority decides, not the seller.

A child who turns 21 during the wait

Unmarried children must be under 21 at filing, and the age-freeze rules help only if the petition is filed in time. If a child is 19 or 20 today, the calendar is the first thing to talk about.

Talk to us

Get your United States route on one call

This page cannot tell you how many adults must send money, which financial years to use, or whether your child’s age makes this urgent. A thirty-minute call does.

Call now · +91 91155 80911

Or leave your number and we call you:

Call or WhatsApp me about this enquiry. We never sell your details.

The India side nobody explains

US$800,000 is more than three years of one person’s LRS

Under the RBI Liberalised Remittance Scheme (LRS), each resident Indian can send US$250,000 abroad per financial year (April to March). One person cannot send the EB-5 amount in one year. In real life it is a husband and wife sending across two financial years, or three adults in one year, or a gift from a close relative whose own lawful source is documented. Which pattern fits your family is what a call settles, because it changes both the timetable and the paperwork.

The 20% TCS is cash you must plan for

From 1 April 2026, LRS remittances above ₹10 lakh in a financial year for investment carry 20% tax collected at source (TCS). It can be adjusted against your tax or refunded, but on US$800,000 it is a very large sum stuck with the tax department for a while. Families who first hear this at the bank counter run short just when the project escrow deadline arrives. We plan the TCS into the funding schedule with your chartered accountant before you sign anything.

Source of funds is where Indian files are won or lost

USCIS wants every dollar traced from where it was earned to the project escrow: Indian tax returns, bank statements, property sale deeds, gift deeds, business accounts and loan agreements (a loan secured on your own assets is allowed). Indian records are often in several names, several banks and several decades. Putting that trail together in the order a US officer expects is the most time-consuming part of the file. It is our job.

Yearly disclosure and the citizenship question

Once the money leaves India, the investment must be shown each year in Schedule FA of your Indian tax return. Later, if a family member becomes a US citizen, their Indian citizenship ends under section 9 of the Citizenship Act 1955 and they move to the OCI card. Deciding who in the family should ever take that step is a family decision, and we can put the facts in front of you.

How it goes, with us

  1. 1

    Fit call: family, funds, category

    We start with who is coming, the ages of the children, where the money sits today and whether the rural set-aside is right for you. If EB-5 is not the sensible route, we say so on the call.

  2. 2

    Project shortlist through your US attorney

    We work with a US immigration attorney and the regional centre so you compare projects on job-creation strength and structure, not on which agent gets the highest commission. We do not sell projects.

  3. 3

    Indian source-of-funds file

    We build the money trail from start to escrow: returns, statements, deeds, gift deeds, business accounts, loan papers. Gaps are found now, not when USCIS sends a request for evidence.

  4. 4

    Remittance plan with your CA and bank

    LRS limit per adult, financial-year split, the 20% TCS, Form A2, PAN and the chartered accountant’s certificate for the authorised-dealer bank, all planned so the escrow deadline is met.

  5. 5

    Form I-526E filed

    Your attorney files the petition with the evidence we prepared. If you want today’s amounts, the practical target date is 30 September 2026.

  6. 6

    Consulate stage and conditional green card

    After approval we prepare the family for National Visa Center paperwork and the interview at the US consulate. Two years later we support the I-829 filing that removes the conditions.

What it costs

EB-5 investment

Depends on whether the project is in a TEA or infrastructure category; goes up from 1 January 2027

US$800,000 or US$1,050,000

Form I-526E government fee

Fee schedule from April 2024

US$11,160

Form I-829 government fee

Paid when the conditions are removed, about two years after the green card

US$9,525

Regional-centre administrative fee

Ask for it in writing before you shortlist

Varies by project

US immigration attorney

Separate from our Indian-side fee

Varies

20% TCS on LRS remittance

Applies above ₹10 lakh per financial year from 1 April 2026; treat it as cash you will not see for a while

Adjustable or refundable

Our own fee is fixed and quoted after the first call, with 18% GST included. Government and third-party costs are paid at cost.

What we do here, and what we do not

  • Check whether EB-5, and which set-aside, fits your family and funds
  • Prepare the Indian source-of-funds and family evidence to the standard a US officer expects
  • Plan LRS, TCS and Schedule FA steps with your chartered accountant and bank
  • Work with your US immigration attorney and regional centre, and prepare you for the consulate stage
  • Recommend or sell any EB-5 project, or advise on its investment return
  • Act as your US attorney, tax adviser or investment adviser
  • Promise a green card or a date — USCIS and the consulate decide

Questions people ask us about USA EB-5 Investor Green Card

  • Yes, because the reserved categories are a separate line. As of the September 2026 Visa Bulletin the rural, high-unemployment and infrastructure set-asides all have no waiting line for India, and rural projects also get priority processing. The unreserved category is the one to avoid this year.

  • Yes, if they are unmarried and under 21 when the petition is filed. Being a student does not stop them being your dependant. If your child is close to 21, the filing date matters more than anything else, and we would want to talk this week rather than next month.

  • No. Most Indian investors put their money into a project run by a USCIS-designated regional centre and count the jobs that project creates. You do not have to move to the project location or manage it day to day.

  • Through an authorised-dealer bank under LRS, with Form A2, your PAN and a chartered accountant’s certificate. Because LRS is US$250,000 per person per financial year, the amount is usually split between husband and wife or across two financial years, or topped up with a documented gift from a close relative. The 20% TCS above ₹10 lakh must be budgeted on top.

  • EB-5 money is truly at risk. If the project does not create the ten required jobs, the petition or the removal of conditions can fail and the investment may not come back. That is why the project is chosen with an attorney and on job-creation evidence, not on marketing.

  • If you are already in the US on a valid status, you may be able to file the green-card application (Form I-485) at the same time as the petition. Family members still in India go through the consulate instead. The two paths are planned differently, so tell us where each family member is.

  • Not by holding a green card. Only becoming a US citizen, which is possible after five years as a permanent resident, ends Indian citizenship under section 9 of the Citizenship Act 1955. The OCI card then takes its place. Many families keep the green card and never take citizenship.

  • The US$800,000 and US$1,050,000 amounts go up with inflation from 1 January 2027 under the Reform and Integrity Act. Industry sources treat the end of fiscal year 2026 as the practical last date to file at today’s amounts. We cannot promise the new figure, only that it is expected to be higher.

Compare with

Other United States visas: see the United States page.

Checked 2026-09-05 against: USCIS — EB-5 Immigrant Investor Program · US Department of State — Visa Bulletin · RBI — Liberalised Remittance Scheme. Rules change; we re-check before any filing.

Ready to talk about USA EB-5 Investor Green Card? One call decides your route.