New ZealandOpen. Growth category from NZD 5 million over three years; Balanced category from NZD 10 million over five years. No English test and no upper age limit since the 2025 reform.
How many days a year could you honestly spend in New Zealand while your business in India keeps running? If the answer is “hardly a week”, most residence programmes are closed to you before you start. Active Investor Plus is built the other way. Put NZD 5 million into real New Zealand businesses or managed funds for three years, spend only 21 days in the country across those three years, and the family holds a resident visa. There is no English test and no age limit. The catch is not the rules. It is moving that much money out of India lawfully.
Every claim below is checkable — tap any of them
Punjab Government licence
No. 849/DC/PTA/PLA/LC‑3/2024
How to verify it
Registered private limited company
Pro Lifeset Overseas Private Limited · CIN U52291PB2024PTC060508 · since 2024
Check on MCA
5.0 on Google
109 reviews on our Google Business Profile
Read them on Google
A real office in Patiala
Shop No. 2, Nabha Road · walk in, Mon–Sat
Office & directions
Fixed, all-in fees
GST included; embassy and VFS fees at cost
See every price
Is this you?
If one of these is you, the fastest way forward is a call: +91 91155 80911.
The ways in
NZD 5 million
Hold: At least three years
Higher-risk “active” investments: managed funds and direct stakes in New Zealand businesses. From June 2026 up to 20% may be qualifying philanthropy (approved charitable giving). At least 21 days in New Zealand across the three years.
Fits: Families who want the lower entry amount and the lightest presence rule
NZD 10 million
Hold: At least five years
The Growth asset classes plus listed shares, bonds and commercial or industrial property developments. Residential property is not allowed. At least 105 days in New Zealand across the five years.
Fits: Families with larger capital who prefer a wider spread of investments
The facts, checked 2026-09-05
Where families lose money and years
The name misleads people. Balanced is the NZD 10 million category with five years and 105 days of presence. Growth is the NZD 5 million entry point. Get this wrong in your planning and every other number is wrong too.
Residential property is not an acceptable investment in either category. A family home in Auckland does nothing for the visa and can only be bought with money outside the qualifying amount.
The funds must be transferred and invested within six months of approval in principle, extendable only on request. The 21 or 105 presence days must actually be spent in the country. Both are calendar mistakes, not legal ones, and both cost the visa.
The visa carries conditions until the investment period is complete. Selling early, or falling short on presence, puts the residence at risk. Permanent residence comes after the conditions are met, not on the day of grant.
The India side nobody explains
NZD 5 million is roughly US$3 million — twelve yearly LRS limits for one resident Indian at US$250,000 a year. Nobody sends that in one go from an Indian account. In practice the programme suits NRIs and families whose businesses already hold funds overseas, or resident families willing to plan the transfer across several adults and several financial years. Which of those you are decides whether this route is realistic, and it is the first thing we ask.
For resident Indians, every LRS remittance above ₹10 lakh in a financial year for investment carries 20% tax collected at source from 1 April 2026, adjustable against tax or refundable. On an amount this size the cash held by the tax department is huge. It has to be planned against the six-month investment window, or the window closes while the refund is still pending.
A direct investment that gives you 10% or more of a New Zealand business falls under India’s Overseas Direct Investment (ODI) rules: Form A2, Form FC and yearly reporting through your bank, rather than plain LRS portfolio limits. Managed funds are treated differently. The mix you choose changes the Indian paperwork, so the investment plan and the remittance plan must be made together with your chartered accountant.
These are not fixed deposits. The money is placed at business risk in New Zealand, and the resident visa depends on it staying invested for the full period. Every holding must also be reported in Schedule FA of your Indian tax return each year. Families who treat this as parking money are surprised twice: once by the risk, once by the disclosure.
How it goes, with us
We find out whether the funds are already offshore or must be sent from India, how many adults can contribute, and which category the family is really aiming for.
We prepare the Expression of Interest with the family and wealth details Immigration New Zealand needs, and wait for the invitation to apply.
Source-of-wealth and source-of-funds proof from Indian records, identity and family documents, health and character requirements, all put into the resident visa application.
Once approval in principle is given, the six-month window starts. The LRS or ODI route, the TCS budget and the authorised-dealer bank steps are carried out to the plan agreed with your CA, with an extension requested early if needed.
Your licensed New Zealand adviser or fund manager places the money in acceptable investments. We coordinate the proof that Immigration New Zealand requires.
The visa is granted with conditions. We track the presence days and the investment period so that when the period ends the family can move to a permanent resident visa.
What it costs
Investment — Growth
Held at least three years in active investments
NZD 5 million
Investment — Balanced
Held at least five years across the wider asset classes
NZD 10 million
Immigration New Zealand application fees
Exact figure confirmed at filing
Thousands of NZD
New Zealand investment adviser and fund fees
Set by the adviser or fund; not paid to us
Varies
20% TCS on LRS remittances
Resident Indians only, above ₹10 lakh per financial year from 1 April 2026
Adjustable or refundable
Currency movement on the NZD position
A large single-currency holding over three to five years carries exchange-rate risk
Cannot be fixed in advance
Our own fee is fixed and quoted after the first call, with 18% GST included. Government and third-party costs are paid at cost.
Growth needs NZD 5 million for three years with 21 days of presence. Balanced needs NZD 10 million for five years with 105 days. Growth is the smaller cheque but the riskier portfolio, because it is limited to managed funds and direct business stakes. The right choice depends on your appetite for risk and how the money can leave India, which is a call, not a paragraph.
No. The April 2025 reform removed the English-language requirement and there is no upper age limit. This makes the route unusual for older business owners who would score poorly under points-based systems.
Residential property never counts. Commercial or industrial property developments are allowed only in the Balanced category. Growth is limited to managed funds and direct investment in New Zealand businesses, plus up to 20% qualifying philanthropy from June 2026.
Slowly, and with a chartered accountant. LRS allows US$250,000 per person per financial year, the 20% TCS applies above ₹10 lakh, and a direct stake of 10% or more in a New Zealand company is an ODI transaction with Form A2, Form FC and yearly reporting. Families with wealth already offshore skip most of this, which is why NRIs are the natural fit.
Months, not weeks, and the authority sets the pace. The stages are Expression of Interest, invitation, application, approval in principle, investment within six months, and then the resident visa with conditions. We plan the Indian remittances so that the six-month window is not the problem.
Partner and dependent children can be included in the application. As residents they use New Zealand schools and universities on that basis rather than as international students. Ages and dependency at the time of application matter, so tell us about each child.
After the investment period and conditions are met, the family can move to a permanent resident visa; citizenship is a further step under New Zealand law. If a family member takes New Zealand citizenship, Indian citizenship ends under section 9 of the Citizenship Act 1955 and the OCI card takes its place.
No. We are a licensed Indian visa consultancy, not investment advisers. Your New Zealand fund manager or adviser selects and places the money. We make sure the Indian evidence, the remittance route and the immigration application line up with what they do.
Other New Zealand visas: see the New Zealand page.
Checked 2026-09-05 against: Immigration New Zealand — Active Investor Plus Visa · Immigration New Zealand — 2025 changes to the Active Investor Plus Visa. Rules change; we re-check before any filing.
