SpainClosed — Spain’s golden visa closed to new applications on 3 April 2025. Pre-deadline files continue and existing holders can renew.
You have been quoted a price for a Spanish golden visa in 2026. Stop before you pay it. Spain shut the investor residence visa to new applicants on 3 April 2025 under Organic Law 1/2025. Files lodged before that date are still being processed and existing holders can renew, but nobody can enter the programme today — not through property, bonds, a deposit or a business. Buying Spanish property remains perfectly legal; it simply comes with no visa attached. What Spain does still offer is a set of residence routes for people who will genuinely live there. This page separates the two so you make the right call.
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Is this you?
If one of these is you, the fastest way forward is a call: +91 91155 80911.
What is open instead
About €28,800 a year in passive income for the main applicant (400% of IPREM) plus about €7,200 per dependant
Hold: One-year visa, then two-year renewals
For people who will not work in Spain. You must actually live there, which makes you a Spanish tax resident with worldwide income taxed in Spain and treaty relief for India.
Fits: Retirees and passive-income families ready to relocate for real.
About 200% of the Spanish minimum wage — roughly €2,762 a month on 2025 figures — plus increments for dependants
Hold: Up to three years, then renewable
For remote employees or freelancers whose clients and employer are outside Spain.
Fits: Professionals working for Indian or international firms who can do the job from Spain.
An innovative business plan endorsed by the state agency ENISA
Hold: Tied to the business
Assessed on innovation and viability, not on a fixed sum of capital.
Fits: Founders with a genuinely new business idea for the Spanish market.
No investment threshold
Hold: Follows the sponsor’s or student’s status
Available once a relative is legally resident, or for admitted students.
Fits: Parents of students already in Spain and relatives of residents.
The facts, checked 2026-09-05
Where families lose money and years
Some agencies still market a Spanish golden visa. Whatever they call it, no new investor application by property, bonds, deposit or business investment has been possible since 3 April 2025. Ask them for the legal basis; there is none.
Buying property is legal, and some buyers are told the permit will follow. It will not. The flat is a flat. If your goal was residence, you have spent the money on the wrong thing.
The non-lucrative visa requires you to actually live in Spain, and more than 183 days there makes you a Spanish tax resident. There is no version of this where you keep Indian tax residence and enjoy Spain full time.
The digital nomad visa is for work done for non-Spanish clients and employers. It is not permission to take Spanish clients or a Spanish job.
The India side nobody explains
For the non-lucrative visa, the roughly €28,800 a year is proven from Indian sources — rent, dividends, pension, interest — through tax returns and bank statements. Income that is real but undeclared does not exist for the consulate. We read your last returns with you before you decide.
Spend more than 183 days in Spain and you become a Spanish tax resident. Your Indian income is then taxed in Spain, with credit under the India–Spain tax treaty. Families who imagine keeping Indian tax residency while living in Valencia are planning something the rules do not allow. This is a chartered-accountant conversation before you apply.
Whether you buy a Spanish home or fund living costs, remittances run under the RBI’s Liberalised Remittance Scheme at US$250,000 per person per financial year, with property coded S0005. From 1 April 2026, amounts above ₹10 lakh in a year for investment purposes carry 20% TCS, adjustable or refundable through your return. Any Spanish asset is then disclosed in Schedule FA.
How it goes, with us
We confirm what you actually want. If it is a Schengen permit without moving, Spain cannot give it and we say so — Portugal, Greece or Latvia might. If you will live in Spain, we pick the visa that matches your income and work.
Your ITRs and bank records are checked against the non-lucrative or digital-nomad thresholds, and your CA models what Spanish tax residence does to your Indian income.
The Indian side of the file — income evidence, family documents, insurance, police clearance — is prepared to consulate standard.
The visa is lodged with the Spanish consulate for your jurisdiction in India. The consulate decides; we do not.
On arrival you register locally and, over five years of legal residence, become eligible for permanent residence; citizenship follows ten years for Indian nationals.
What it costs
Non-lucrative income requirement
400% of the IPREM index
About €28,800 a year for the main applicant
Per dependant
100% of IPREM
About €7,200 a year
Digital nomad income
About 200% of the minimum wage, plus increments for dependants
Roughly €2,762 a month on 2025 figures
Spanish property
Legal to buy; carries no visa
Any price you choose
Our own fee is fixed and quoted after the first call, with 18% GST included. Government and third-party costs are paid at cost.
Not as a new applicant. The programme closed on 3 April 2025 under Organic Law 1/2025. Only applications lodged before that date are still processed, and only existing holders can renew.
No. Property ownership in Spain is legal for Indians but carries no visa. You would enter as a visitor under the normal Schengen rules or apply for one of the residence routes on this page.
Nothing in Spain replicates it. The non-lucrative visa suits people with passive income, but it requires actually living in Spain and becoming a Spanish tax resident. If you want a permit you can hold while living in India, look at Portugal, Greece or Latvia.
Roughly €28,800 a year for the main applicant, which is 400% of the IPREM index, plus about €7,200 for each dependant. It is granted for one year and then renewed in two-year blocks.
If your employer or clients are outside Spain and the work can be done remotely, yes in principle. Income needs to be around €2,762 a month on 2025 figures, with more for dependants, and the visa runs up to three years before renewal.
Above 183 days in Spain you are a Spanish tax resident, so Indian rent, dividends and other income are taxed in Spain with credit under the India–Spain treaty. Your CA should model this before you apply, not after your first Spanish tax year.
Permanent residence after five years of legal residence, and citizenship after ten years for Indian nationals. Both depend on actually living in Spain through those years.
Other Spain visas: see the Spain page.
Checked 2026-09-05 against: Boletín Oficial del Estado — Ley Orgánica 1/2025 · Ministry of Inclusion, Social Security and Migration — visas · Consulate General of Spain in New Delhi. Rules change; we re-check before any filing.
