Skip to content

New Zealand visa guide

New Zealand Student Visa

The Fee Paying Student Visa: the main route for Indian students enrolling full-time at a New Zealand university, polytechnic or institute.

New Zealand study visa filing (you hold the offer)

₹34,999–49,999all-in · GST included

Visa refused? Our consultancy fee is refunded under the Refund Policy. Embassy and VFS fees are never ours to refund. How the refund works

  • Study Application Review: ₹11,999
  • Full Student Journey: from ₹49,999

Government and VFS fees are paid to them at cost.

The price on this page is the price. No counsellor call, no package upsell.

Licence No. 849/DC/PTA/PLA/LC‑3/20245.0 · 111 Google reviewsPatiala office, Nabha Road

Processing
Typically 4-6 weeks once fully documented
Support
Your own consultant

8

Documents mapped

5

Steps explained

3

Questions answered

Typically 4-6 weeks once fully documented

Typical processing

New Zealand study visa route — the main steps at a glance

New Zealand Student Visa — overview

Start here

The New Zealand Student Visa (Fee Paying Student Visa) is the route used by the overwhelming majority of Indian students. It covers full-time enrolment in a single qualification at an approved school, university, polytechnic or private training establishment, and is granted for the full course length, up to four years on one visa.

The application turns on three things: a genuine offer of place from an approved provider, clear proof of tuition and living-cost funds (NZD 20,000 per year), and a credible study plan. India is part of Immigration NZ's Funds Transfer Scheme (FTS) with ANZ Bank: strongly recommended, because unclear finances are the single biggest cause of Indian student refusals. Eligible students can work up to 25 hours a week during term.

Lifeset Overseas guides the offer of place, the FTS funds route, the statement of purpose and the document file so your genuineness and your finances are both beyond question.

New Zealand Fee Paying Student Visa from India

Immigration New Zealand describes the Fee Paying Student Visa as the visa "for students who are paying international tuition fees themselves, or with support from family, a loan, or a partial scholarship. You must have an offer of place from an approved education provider."

Cost, timing and work rights: from Immigration New Zealand

  • Cost

    INZ position
    "NZD $850"
  • When to apply

    INZ position
    "Apply for your student visa at least 3 months before you plan to travel. Student visa processing is busiest between October and March."
  • Work

    INZ position
    "work part-time up to 25 hours a week while studying and full-time in holidays, depending on your visa conditions"
  • Tuition

    INZ position
    "You must be able to show you have paid the tuition fees for 1 course, or 1 year of study, whichever is shorter."
  • Insurance

    INZ position
    "declare that you will have insurance that is acceptable to your education provider" and "have full medical and travel insurance for your stay"

The fee is paid to INZ and is not refunded on refusal; a separate International Visitor Levy may apply.

The offer of place

You must have been offered a place by an approved education provider that is a signatory to the Education (Pastoral Care of Tertiary and International Learners) Code of Practice 2021. Applicants outside New Zealand "can apply with a conditional offer of place"; INZ can approve the visa in principle and the final documents follow. The offer must carry the provider's signed declaration that it has assessed the student.

Funds beyond tuition

INZ publishes separate student fund requirements for living costs, and Indian applicants are assessed on the source and history of the money, not only its amount. Applications are made online through Immigration Online.

Official sources

Quotations above were checked against these pages on 30 September 2026. Fees and rules change; the official page always prevails.

Documents you need

8 items
  • Offer of place

    A formal offer from an NZQA-approved provider, naming the course, level, dates, holidays and tuition fee.

  • Tuition evidence

    A paid receipt, an Approval-in-Principle undertaking, or an education-loan sanction letter from an Indian bank.

  • Academic documents

    Attested 10th, 12th and bachelor's mark sheets and degree certificates.

  • English-language test

    IELTS, PTE Academic, TOEFL iBT or OET at the level the institution requires (typically IELTS 6.0-6.5).

  • Living-cost funds

    Proof of at least NZD 20,000 per year: bank statements, liquid fixed deposits, or an FTS deposit confirmation from ANZ Bank New Zealand.

  • Statement of purpose

    Explaining why this course, this institution and New Zealand, and your plans after study.

  • Police clearance certificate

    A PCC less than 6 months old if your total stay will reach 24 months.

  • Health & insurance

    Chest X-ray (INZ 1096), a general medical certificate (INZ 1007) for stays over 12 months, and travel/medical insurance for the full visa.

How the process works

5 steps

Typical processing: Typically 4-6 weeks once fully documented, peak intakes can run 8-10 weeks. Apply at least 3 months before your course starts.

  1. Step 1

    Free profile & course review

    We confirm your course choice fits your background and map the funds and document plan.

  2. Step 2

    Build the file & statement of purpose

    Offer of place, academics, English score, funds evidence and a strong SOP are prepared and verified.

  3. Step 3

    Arrange the Funds Transfer Scheme

    Where helpful, we set up the ANZ FTS route so your living-cost funds are confirmed cleanly.

  4. Step 4

    Lodge online & give biometrics

    The application is submitted via Immigration Online; biometrics at a VFS Global centre in India are given only if Immigration New Zealand asks.

  5. Step 5

    Decision & eVisa

    Immigration New Zealand assesses the file and issues the student visa electronically.

Costs & fees

Transparent

Item

Amount

Student visa application fee

Standard online fee for Indian applicants.

NZD 850

Medical exam & chest X-ray

Done at an Immigration NZ panel physician in India.

Confirmed at booking

Police certificate & VFS biometrics

Plus courier and translation costs where needed.

Confirmed at booking

Government and third-party fees change often — we confirm the exact current amounts for your case before you pay anything.

Frequently asked questions

3 answers
  • FTS is a joint Immigration NZ and ANZ Bank scheme for students from India and a few other countries. You pre-deposit a year of living-cost funds into a locked NZ account; ANZ confirms it to Immigration NZ and releases it to you monthly after you arrive. It directly addresses the most common reason Indian student visas are refused.

  • Most student visas allow up to 25 hours of work per week during term and full-time during scheduled breaks. PhD candidates have no cap.

  • Tuition for the first year (or full course if shorter), plus at least NZD 20,000 per year for living costs: from a verifiable source, ideally seasoned in your account.

Going it alone vs filing with us

Why it matters

On your own

  • Guessing the document list — one missing or wrongly formatted paper triggers a refusal.
  • Generic cover letters copied from the internet that officers recognise and flag.
  • No read on peak rejection windows or what this visa post is strict about.
  • Government and VFS fees are non-refundable — money lost if you are refused.
  • A refusal stamp follows you and weakens every future visa application.

With Lifeset Overseas

  • An honest case assessment before you spend a rupee on government fees.
  • A file built to the embassy's exact checklist and in the exact order.
  • Weak finances, ties or purpose identified and fixed before submission.
  • Previously refused? We can rescue and rebuild the file.
  • Every case handled by one consultant, end to end.

A refusal isn't the end

Refused before?

A refusal is not a permanent bar — but it only improves if the actual reason is found and answered, and nobody can tell you a second application will succeed. If a New Zealand visa has been refused, we:

  • Read the actual refusal letter and pinpoint the real gaps.
  • Advise whether to pull the officer's notes (CAIPS / GCMS) for the true reason.
  • Identify which part was weak — funds, employment, purpose or ties.
  • Tell you honestly whether to reapply now or strengthen the file first.

Visa refused? Our consultancy fee is refunded under the Refund Policy. Embassy and VFS fees are never ours to refund. Read the refund policy

Your Lifeset team

Licensed in Punjab · Based in Patiala

Tell us what you have in mind. We’ll help you understand your options and the fee before you decide.

New Zealand guides & insights

Prefer us to call you?

Leave your number and travel plans

Studying in New Zealand? Get your file checked on one call.

Tell us your course, intake and who is sponsoring you. We tell you what an officer will doubt, and how to fix it now.

Call or WhatsApp me about this enquiry. We never sell your details.

Other New Zealand visas