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Croatia visa guide

Croatia Business Visa

A Schengen short-stay (type C) visa for meetings, trade fairs, training and business events in Croatia, for up to 90 days in any 180-day period.

Business Visitor

₹4,999all-in · GST included

Visa refused? Our consultancy fee is refunded under the Refund Policy. Embassy and VFS fees are never ours to refund. How the refund works

What’s included

  • Filing + business cover letter
  • Host invitation coordination
  • GST + ITR documentation review
  • Interview prep (US B1 / UK)

Your file is ready to submit within 3 working days of us receiving your complete documents.

Government and VFS fees are paid to them at cost: the embassy visa fee is €90 per adult, set by the EU for all 29 Schengen states; Croatia waives the child fee for under-12s.

What you pay, line by line
Our fee
₹4,999
All-in, GST included. Paid to us.
Embassy visa fee
€90 per adult
Set by the EU for all 29 Schengen states; Croatia waives the child fee for under-12s. Paid to the embassy at cost.
VFS / appointment charge
Varies by centre
Paid to VFS (or the appointment partner) at cost.

Nothing is added to our fee. The number on the page is the number.

Licence No. 849/DC/PTA/PLA/LC‑3/20245.0 · 111 Google reviewsPatiala office, Nabha Road

Processing
Usually 15 calendar days from when the application is received
Support
Your own consultant

Croatia Business Visa — overview

Start here

The Croatia business visa is a Schengen short-stay visa (type C) for meetings, negotiations, trade fairs and training, for up to 90 days in any 180-day period. It does not allow work. You apply in person at VFS Global in New Delhi, the nearest Croatia centre for Punjab, and the Embassy of Croatia in New Delhi decides, as a rule within 15 calendar days.

The Croatian company supplies two documents: a signed and stamped invitation, and a sponsorship letter by a legal person, notarised and backed by proof of the company's liquidity. Its original is either sent to you or deposited with the Ministry in Zagreb.

Do Indians need a visa for a business trip to Croatia, and which one?

Yes. An Indian citizen travelling to Croatia for meetings, negotiations, a trade fair or training needs a Schengen short-stay visa, type C, issued for a business purpose. Croatia has applied the full Schengen rules since 1 January 2023, so this is the standard Schengen visa, decided by the Embassy of the Republic of Croatia in New Delhi. There is no e-visa route.

The visa allows up to 90 days in any 180-day period, counted together with every other Schengen state. It can be issued for one, two or more entries, with a validity of up to five years, which matters to anyone who visits a Croatian partner several times a year.

It is not a work visa. VFS Croatia states that a foreigner cannot work in Croatia on the basis of a short-term visa. Meeting a supplier in Rijeka or attending a conference in Zagreb is business. Fitting equipment, running a project on site or taking a job is work, and paid work needs a work visa, not a business visa.

Croatia business visa in brief

Visa
Schengen type C, business purpose
Stay
Up to 90 days in any 180
Decided by
Embassy of Croatia, New Delhi
Lodge atPersonal appearance mandatory
VFS Global, New Delhi
From the Croatian company
Signed invitation plus a notarised sponsorship letter (jamstveno pismo)
ProcessingVFS warns it can take 45 to 60
15 calendar days as standard

Croatian Ministry of Foreign and European Affairs and VFS Global Croatia India, checked 14 Oct 2026

Where do applicants from Punjab apply?

At VFS Global in New Delhi. Croatia's seven VFS centres in India are in Bengaluru, Chennai, Coimbatore, Hyderabad, Kolkata, Mumbai and New Delhi, so a company in Ludhiana, Mohali or Panipat sends its staff to Delhi. The centres open Monday to Friday, 9 am to 5 pm, except public holidays.

Points for business travellers:

  • You must come yourself. VFS's notice says personal appearance is mandatory at submission for every C and D category. A company representative or travel desk cannot lodge the file for you.
  • Book carefully. VFS says the fee paid while booking a Croatia appointment online is non-refundable, so book once the trip dates are fixed.
  • Your passport during processing. The Ministry's page on supporting documents says that if you need to travel and cannot leave the passport for the processing time, you can take it back right after filing in person and resubmit it once the visa is approved. Ask about this at submission if you have another trip coming up.
  • Biometrics. Ten fingerprints and a photo, unless you gave biometrics for a Schengen visa recently.

Our Croatia appointment availability page shows how dates are opening up.

Which documents depend on your situation?

The common checklist is printed further down this page. The business file then rests on two documents from Croatia and two from India.

From the Croatian company

  1. Letter of invitation from the Croatian business partner, signed and stamped by an authorised person of the business, as the Embassy's 2026 business checklist asks.
  2. Notarised sponsorship letter by a legal person (jamstveno pismo), stamped by a public notary. The Ministry's page sets the rules: it is signed by the person authorised to represent the company, and the company encloses proof of its liquidity, such as a BON 1 or BON 2 form, or a certificate from the commercial court that no liquidation proceedings have started. If the signatory is a foreign national, they must hold an approved stay in Croatia that covers the dates of your visit.

The original of that letter goes one of two ways:

  • Enclosed with your application. The company sends you the notarised original. You submit it and receive a copy to show at the border if asked.
  • Deposited with the Ministry in Zagreb. The company lodges the original with the Ministry of Foreign and European Affairs and pays a storage fee of €18.58, naming the embassy where you will apply. VFS warns that Zagreb issues no deposit slip, so you must attach a scan of the letter and a signed note from the inviting person stating that the original has been deposited at the Ministry in Zagreb. Without both, VFS will not accept the application.

If you are invited by a Croatian state authority, VFS lists a copy of the invitation letter instead.

From your side in India

  • An employee

    What to add
    A letter from your employer and your last three salary slips; VFS asks for the letter on official letterhead with your position, years in service and leave granted
  • A company owner or self-employed

    What to add
    A visa request letter on your company's letterhead with the company's registration papers
  • Paid for by the Croatian company

    What to add
    If its letter says it accepts all expenses of the visit and departure, VFS says you can be exempt from showing your own funds
  • Travelling on a first Schengen visa

    What to add
    A letter of intention, in addition to the covering letter

Unless the Croatian side covers everything, the checklist asks for financials of both the sponsor (with proof of solvency) and the applicant: proof of salary, three months of bank statements and the last three years of ITR. VFS adds a copy of your international credit card with three months of statements, and proof of foreign exchange bought.

How much is the Croatia business visa fee?

The fee is the standard €90, which VFS listed as ₹10,200 when we checked on 14 October 2026, plus the VFS logistics fee of ₹2,553, GST included, payable by cash, card or UPI. If your host deposits its letter in Zagreb, it also pays the €18.58 storage fee. VFS states that the fee paid when booking online is non-refundable. Our filing fee is shown at the top of this page.

How long does it take, and when should you apply?

The Ministry says a decision is generally taken within 15 calendar days of lodging, extendable to 45 days in individual cases. VFS India warns that it can stretch to 45 to 60 days when documents are not as required or for other reasons. Build your plan around the VFS figure.

Timing rules:

  • Earliest: six months before the trip.
  • Latest: VFS says that, on the Mission's instruction, applications with less than 15 days to the travel date are not accepted. A business trip at ten days' notice is not possible.
  • Allow for the Croatian side. Notarising the sponsorship letter, getting a BON form and posting the original to India, or depositing it in Zagreb, all take time before you can even book.

For regular visitors, ask for a multiple-entry visa in the covering letter and show the pattern of trips. Under the EU's cascade rules for Indians, two Schengen visas obtained and lawfully used within the previous three years can lead to a two-year multiple-entry visa, normally followed by a five-year one.

Why do Croatia business visas get refused for Indian applicants?

The grounds are the EU's standard ones. In business files, these four cause most trouble.

The sponsorship letter is missing or incomplete

No notarised letter, no proof of the company's liquidity, or a Zagreb deposit with no signed note from the inviting person: VFS will not even accept the last one. Get every piece from Croatia before you book the appointment.

Papers that disagree on who pays

The Ministry asks companies to fill in clearly which costs the host bears and which the visitor bears. If the letter says the company pays and your covering letter says you do, the officer has two stories. Make all three letters match.

A programme that looks like work

Long stays at one site, hands-on technical tasks or open-ended dates suggest employment, which a short-term visa does not allow. Keep the agenda to meetings, training and events, with fixed dates and a return to your post in India.

Weak personal finances

Three months of statements, three years of ITR and salary slips are on the checklist unless the company covers all costs. A thin or freshly topped-up account suggests the trip is not what it seems.

What each refusal ground means is set out on our Schengen refusal reasons page. An appeal must be lodged within 15 days of receiving the refusal, through the Embassy and in Croatian or with an official translation, with a fee of €130.

Tips for a stronger business file

  • Use the Ministry's forms. The Ministry recommends that companies use the forms on its official website for the sponsorship letter, and asks that every field be filled in legibly.
  • Agenda with addresses. A day-by-day programme naming companies, addresses and meeting times, matching the invitation and the flight reservation.
  • Covering letter. The checklist wants it to explain your intention, your occupation and who covers the expenses. Mention your return date and your role in India.
  • Accommodation. A hotel reservation, or accommodation arranged by the company if its letter says so.
  • Insurance. From an insurer on the pre-approved list for India, with at least €30,000 of cover for the whole trip. For a multiple-entry visa, cover for the first visit is enough with the signed declaration.
  • Carry copies. Take a copy of the sponsorship letter, bookings and finances in your hand luggage. The Ministry says the border may ask for them.

Do business visitors register with the Croatian police?

Not if they stay in a hotel. The Ministry says a hotel or other commercial accommodation registers you within one day of arrival. If the company puts you up in a private flat, you have two days to register with the police, and again within two days if you move. For other trips, see the Croatia tourist visa guide and the Croatia country page.

Official sources

Documents you need

13 items
  • Application form, in person

    Filled in online, printed and signed by you in field 37 and the last field. Personal appearance is mandatory.

  • Photographs

    Recent colour photos, 35 × 45 mm (3.5 × 4.5 cm), white background, not older than six months.

  • Passport

    Issued within the last 10 years, valid at least three months beyond the visa, with two empty pages back to back.

  • Passport copies

    Front, last and used pages of the current and last two old passports, plus previous Schengen visas and other valid visas.

  • Covering letter

    Briefly explaining your intention, your occupation and who is covering the expenses.

  • Invitation from the Croatian business partner

    Signed and stamped by an authorised person of the business entity.

  • Notarised sponsorship letter by a legal person

    Stamped by a public notary, with proof of the company's liquidity. The original is enclosed, or deposited in Zagreb with a scan and the host's signed note.

  • Proof of accommodation

    Prearranged accommodation or hotel reservations, or accommodation provided by the host if its letter says so.

  • Travel medical insurance

    From an insurer on the pre-approved list for India, at least €30,000, valid for the entire stay.

  • Flight reservation

    Valid reservations or tickets, including the return trip.

  • Proof of employment

    Employer's letter on letterhead with position, years in service and leave, plus the last three salary slips. Owners: request letter and company registration.

  • Financial documents

    Three months of bank statements, three years of ITR and salary proof, plus the sponsor's solvency proof, unless the host covers all costs.

  • Letter of intention (first Schengen visa)

    Required if you have not travelled on a previous Schengen visa.

How the process works

6 steps

Typical processing: Usually 15 calendar days from when the application is received. It can stretch to 45 to 60 days; files with under 15 days to travel are not accepted

  1. Step 1

    Get the Croatian documents

    The partner signs the invitation, notarises the sponsorship letter, adds a liquidity form, and sends or deposits the original.

  2. Step 2

    Fill in the online form

    Complete it on the Ministry's crovisa portal, print it and sign it in field 37 and the last field.

  3. Step 3

    Book VFS New Delhi

    Book once dates are firm, as the online booking fee is non-refundable, and at least 15 days before travel.

  4. Step 4

    Submit in person

    Hand in the file, pay the visa and logistics fees, and give fingerprints and a photo.

  5. Step 5

    Wait for the Embassy

    Standard processing is 15 calendar days, extendable to 45 to 60 if more checks or papers are needed.

  6. Step 6

    Collect and check the visa

    Check the dates, entries and duration on the sticker against your programme before you buy tickets.

Costs & fees

Transparent

Item

Amount

Schengen visa fee (adult)

Children up to the age of 12 are exempt. Paid by cash, card or UPI.

€90 (₹10,200, checked 14 Oct 2026)

VFS logistics fee

Per applicant, GST included.

₹2,553 (checked 14 Oct 2026)

Storage of the sponsorship letter in Zagreb

Paid by the Croatian company, only if it deposits the original at the Ministry.

€18.58

Appeal fee

Only if you appeal a refusal, within 15 days of receiving it.

€130

Government and third-party fees change often — we confirm the exact current amounts for your case before you pay anything.

Official sourcesLast verified

Frequently asked questions

11 answers
  • They are two separate documents. The invitation is a letter from your Croatian business partner, signed and stamped by an authorised person of the business. The sponsorship letter by a legal person (jamstveno pismo) is the company formally standing behind your visit: notarised, signed by its authorised representative, and backed by proof of the company's liquidity.

  • Not necessarily. The original can be enclosed with your application, or the company can deposit it with the Ministry of Foreign and European Affairs in Zagreb for a fee of €18.58. If it is deposited, VFS asks for a scan of the letter and a signed note from the inviting person confirming the deposit, because Zagreb issues no deposit slip.

  • The Ministry lists a BON 1 or BON 2 form, or a certificate from the commercial court that no liquidation proceedings have started. The company encloses it with its notarised sponsorship letter. If the company also deposits the letter in Zagreb, the liquidity proof and the proof of the paid storage fee go with the original.

  • No. VFS Croatia India's notice says personal appearance is mandatory at submission for every C and D visa category, and the Embassy's business checklist repeats it. You attend the New Delhi centre yourself and give fingerprints and a photo, unless you gave biometrics for a Schengen visa recently.

  • A letter from your employer and your last three salary slips. VFS asks for the letter on the company's official letterhead, stating your position, years in service and the leave granted. Business owners give a visa request letter on their own letterhead with the company's registration papers instead.

  • Possibly not. VFS says that, exceptionally, if the sponsorship letter or invitation states that the host fully accepts all expenses of the visit and departure, you can be exempt from showing proof of sufficient funds. Otherwise the checklist asks for three months of bank statements, three years of ITR and salary proof from you and solvency proof from any sponsor.

  • At least €30,000, covering repatriation for health reasons, urgent medical assistance and urgent hospital treatment, valid for the entire stay. VFS says insurance for residents of India must come from the list of pre-approved travel health insurance companies. For a multiple-entry visa, cover for the first visit is enough.

  • No. Croatia's VFS centres are in Bengaluru, Chennai, Coimbatore, Hyderabad, Kolkata, Mumbai and New Delhi. Business travellers from Punjab, Haryana and Chandigarh use New Delhi, open Monday to Friday from 9 am to 5 pm except public holidays. The Embassy in New Delhi decides every application.

  • The Ministry says that if you need to travel and cannot leave your passport for the processing time, you can get it back right after filing in person, and resubmit it once the visa is approved for the visa to be issued. Raise this at submission if you have another trip in between.

  • Not at short notice. VFS says applications with less than 15 days to the travel date are not accepted on the Mission's instruction. Standard processing is 15 calendar days and can stretch to 45 to 60. Add the time the Croatian company needs to notarise its letter and send or deposit the original.

  • You can appeal within 15 days of receiving the decision, through the Embassy, in writing and in Croatian or with an official translation, with a fee of €130. The Ministry's visa division decides within 60 days. If a document from the Croatian side was missing, a fresh application with the complete set is usually faster.

Going it alone vs filing with us

Why it matters

On your own

  • Guessing the document list — one missing or wrongly formatted paper triggers a refusal.
  • Generic cover letters copied from the internet that officers recognise and flag.
  • No read on peak rejection windows or what this visa post is strict about.
  • Government and VFS fees are non-refundable — money lost if you are refused.
  • A refusal stamp follows you and weakens every future visa application.

With Lifeset Overseas

  • An honest case assessment before you spend a rupee on government fees.
  • A file built to the embassy's exact checklist and in the exact order.
  • Weak finances, ties or purpose identified and fixed before submission.
  • Previously refused? We can rescue and rebuild the file.
  • Every case handled by one consultant, end to end.

A refusal isn't the end

Refused before?

A refusal is not a permanent bar — but it only improves if the actual reason is found and answered, and nobody can tell you a second application will succeed. If a Croatia visa has been refused, we:

  • Read the actual refusal letter and pinpoint the real gaps.
  • Advise whether to pull the officer's notes (CAIPS / GCMS) for the true reason.
  • Identify which part was weak — funds, employment, purpose or ties.
  • Tell you honestly whether to reapply now or strengthen the file first.

Visa refused? Our consultancy fee is refunded under the Refund Policy. Embassy and VFS fees are never ours to refund. Read the refund policy

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