Visa help for Ludhiana business families
If you run a business in Ludhiana, your bank statement does not look like a salaried person's statement. Money comes in when a buyer pays and goes out when raw material is bought. One month shows ₹40 lakh, the next month shows ₹2 lakh. To a visa officer sitting in Delhi or Ottawa, that can look like money was arranged for the visa. It was not. It is just how a hosiery unit or a cycle-parts workshop runs.
This is the main problem we solve for Ludhiana clients. Lifeset Overseas is a visa consultancy in Patiala, licensed by the Punjab government (Licence No. 849/DC/PTA/PLA/LC-3/2024). Ludhiana is about 2 hours from our office by road, but the work is done over WhatsApp and phone. You do not need to come to Patiala.
Making business income make sense on paper
An officer cannot visit your factory. They only see the documents. So the documents have to tell the story of the business clearly. For a Ludhiana business owner we usually put together:
- GST returns for the last year, so the turnover is shown by the government itself
- Income tax returns and the computation of income
- Bank statements with a short note explaining the big movements
- Proof that the business exists: registration, shop act licence, factory photos, product invoices
- A letter from your CA if the accounts need explaining
When these sit together, the lumpy statement stops looking suspicious and starts looking like a real, running business. That is the whole point of the file.
Where you give biometrics
There is no visa centre in Ludhiana, and we do not have an office here either. Our only office is in Patiala. For biometrics — the fingerprint and photo step — the nearest centres are in Jalandhar (Canada, UK, Australia, New Zealand, France) and Chandigarh (a wider list of countries). We book your slot, you go once, and we handle everything before and after that visit.
What Ludhiana clients usually apply for
Business owners travel a lot. A visitor visa for a trade fair in Germany, a buyer meeting in the UK, or a family trip to Canada is our most common Ludhiana file. For a business trip we add the invitation, the fair registration and a clear travel plan, so the purpose is obvious in the first minute.
Parents of children settled in Canada often ask about the Super Visa, which allows a longer stay than a visitor visa. We check the child's income against the required line before anything is filed.
Ludhiana also sends many students abroad. A study visa where the father's business pays the fees needs the same careful business paperwork as above, plus the admission letter and a clear reason for the course. And for those thinking of moving permanently, we look at Express Entry and other permanent residency routes and give you an honest view of your points before you spend on language tests.
A word on work permits: we do not process them. That needs a separate MEA licence which we do not hold. If someone offers you one, ask to see that licence.
Refused because the money looked wrong?
This happens to Ludhiana applicants more than to most. The letter says something like "funds not shown to be genuinely available" or "not satisfied you will leave". Send us the letter. We read it for free and tell you exactly which part of the file the officer did not trust. Then we rebuild it with the business story told properly. See our refusal recovery page.
Check the risk before you pay the fee
Embassy fees are not refunded when a visa is refused. For ₹499, our Visa Risk & Approval Report goes through your income, your statements, your ties and your purpose, and tells you what an officer is likely to question. You get a written list of what to fix. See the pricing page.
Talk to us
Phone or WhatsApp +91 91155 80911, Monday to Saturday, 9 AM to 7 PM. Send a photo of your last GST return and we can tell you in one call whether the business papers are ready for a visa file.
